Apr 02, In all other instances when a tree on your property hits your car, comprehensive insurance covers it. The tree is on a neighbor’s property. If a tree on a neighbor’s property falls and damages your car, they may be responsible.
You will still file a claim with your auto insurance company. However, if it can be proven that the tree fell due. May 17, The situation like a tree falling on the car due to the storm is covered under a comprehensive motor insurance policy, says, Sanjay Saxena, Head – Motor Underwriting and Motor Claim Estimated Reading Time: 3 mins. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy.
But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell due to that person's shrubtrim.buzzted Reading Time: 5 mins. Sep 17, Insurance Claims When a Tree Falls on Your Car Either way, the result is just as unpleasant: if a tree falls on your car, it is definitely not good news. If you recently encountered a tree smashing your car, you are probably wondering if your insurance is going to cover the damages.
If you have your state’s minimum coverage, you are Estimated Reading Time: 4 mins. Sep 27, If a tree falls on my car, does insurance cover it? Comprehensive car insurance covers falling trees. If you carry basic liability or collision coverage only, your car insurance will not cover a falling tree.
You need comprehensive coverage to protect you from non-collision accidents, including falling trees and other weather-related damages.