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Unfortunately, a tree can fall on a car due to a natural disaster or major.

Your car insurance may cover damage to your vehicle from a fallen tree. If a tree falls from your property onto your car, it’s your car insurance and not your homeowners insurance that will likely help cover the cost of repairs. But, the tree doesn’t have to be from your property. Sep 27, Comprehensive car insurance covers falling trees.

If you carry basic liability or collision coverage only, your car insurance will not cover a falling tree. You need comprehensive coverage to protect you from non-collision accidents, including falling trees and other weather-related damages. Enter your ZIP code below to find cheap comprehensive car insurance. Sep 17, If you only have minimum coverage on your car, your insurance likely won't cover damage caused to your car by a tree.

Comprehensive coverage will repair damages to your car caused by fallen trees, plus hail damage. If you collide with a fallen tree while driving, this will be covered by your collision coverage shrubtrim.buzzted Reading Time: 4 mins. Mar 16, If a tree falls from your property onto your car, it's your car insurance and not your homeowners insurance that will likely help cover the cost of repairs.

But, the tree doesn't have to be from your property. You likely have coverage if a tree falls on your car, no matter from where. What may not be covered? The cost to remove the tree from atop your car. Of course, every insurance carrier handles fallen trees. Depending on the circumstances, your auto insurance may cover the cost of a tree branch falling on your car.

However, if the tree branch fell from a tree on another person’s property, it may instead be covered by that property owner’s insurance. There are also several situations where an incident would not be covered under any party’s insurance policy.

A. Your homeowners insurance typically will not cover damage if a tree falls on your car. However, you may be able to file an auto insurance claim if you have comprehensive coverage on your car insurance policy. Comprehensive coverage typically helps pay to repair damage to your car caused by falling objects.